Business Financing Pre-Qualification

Know exactly where your client stands with lenders

The OwnersPath pre-qualification engine analyzes 150+ data points to tell you and your client exactly what funding they can access now, and what's needed to unlock more.

150+data points analyzed in the pre-qualification engine
$5Kto $2M+ funding range depending on client profile
3xtiers of lender matching: SBA, conventional, and alternative
150+ data point analysis Lender-matched pre-qualification Range report for every client

Three Funding Tiers

Pre-qualification shows which tier your client qualifies for

SBA-Ready

FICO SBSS above 165, 20 compliance checkpoints cleared, 2+ years in business, and documented revenue. Access to SBA 7(a), 504, and Microloans at prime-based rates.

Conventional Bankable

Strong business credit profile, solid personal credit, compliance complete. Access to conventional term loans, lines of credit, and equipment financing.

Alternative Funding

Newer business or credit in progress. Access to merchant cash advances, invoice factoring, and alternative lenders at higher rates while building toward bank eligibility.

How Pre-Qualification Works

From scan to funding match in four steps

The pre-qualification process eliminates guesswork. Instead of applying and hoping, your clients know exactly where they stand before talking to a single lender.

See It Live
Step 01

Business Profile Analysis

The system pulls and analyzes business credit bureau data, public records, compliance status, and owner credit to build a complete lender-view profile.

Step 02

Gap Identification

Every factor that's below lender requirements is flagged with a specific action to correct it, ranked by impact on funding eligibility.

Step 03

Funding Range Report

A detailed report shows what funding is available now, what's available in 90 days with improvements, and what's achievable within 12 months.

Step 04

Lender Matching

The client is matched to specific lenders in the OwnersPath database who match their current profile, reducing rejection risk and saving time.

The Funding Range Report

What clients see in their report

Current Funding Range

Actual dollar amount they can access today based on their current profile, broken down by loan type.

90-Day Projection

Funding range after completing the recommended credit and compliance improvements over 90 days.

12-Month Potential

Maximum funding access achievable within a year if the client follows the full OwnersPath program.

Gap Analysis

Specific list of items holding back higher funding access, prioritized by impact and ease of resolution.

Matched Lenders

Specific lenders from the database matched to their current profile with likelihood of approval indicated.

Score Breakdown

Personal and business credit scores displayed with their weight in the lender evaluation formula.

Show clients their funding potential

Schedule a demo to see a live funding range report and pre-qualification walkthrough.