A complete operating system for small business growth
OwnersPath isn't a single tool. It's a coordinated system covering credit, compliance, documents, coaching, and lender matching so your clients have everything they need to succeed.
The System
Five integrated components that work together
Each part is valuable alone. Together, they create a compounding effect that no single-point solution can match.
Business Credit Building
Systematic development of D&B, Experian Business, and Equifax Business profiles through vendor accounts, net-30 tradelines, and business credit cards established in the right sequence.
Lender Compliance
All 20 lender compliance checkpoints verified and corrected before a single application is submitted. Entity structure, bureau registrations, licenses, and documentation all aligned.
Document Collection
Automated collection and organization of every document lenders require: tax returns, bank statements, P&L, business plans, legal entity docs. Clients are always application-ready.
Funding Matching
Pre-qualification engine matches clients to the right lender tier based on their current profile: SBA-ready, conventional bank, or alternative funding based on where they actually stand.
Video Coaching System
100+ on-demand coaching videos guide clients through every step of the process. Available 24/7 through your white-labeled portal, in your brand's voice.
Full Scope
What the Business Success System actually covers
Business Credit Bureaus
Dun & Bradstreet (Paydex), Experian Business (Intelliscore Plus), Equifax Small Business Credit Risk Score, and FICO SBSS, the SBA's required blended score. All four addressed.
Credit Account Types Built
Vendor net-30 accounts (200+ starter vendors), business credit cards, business lines of credit, and B2B tradelines, added in the sequence that builds scores fastest.
Lender Types in the Database
SBA 7(a) and 504 lenders, conventional banks, credit unions, CDFI lenders, equipment financing companies, commercial real estate lenders, and alternative capital providers.
Documents Collected Automatically
Business and personal tax returns (2–3 years), 12 months of bank statements, P&L, balance sheets, business plans, legal entity documents, owner ID, and industry-specific requirements.
Coaching Video Topics
Business credit fundamentals, vendor account strategy, compliance verification, lender preparation, document organization, FICO SBSS score factors, funding applications, and post-funding financial management.
Client Outcomes
What clients achieve with the full system
OwnersPath takes clients from an unknown or poor business credit profile to a lender-ready position that opens doors to capital they couldn't access before.
See the Demo- Business credit profile across all three bureaus
- FICO SBSS score above the 165 SBA threshold
- All 20 lender compliance checkpoints cleared
- Application-ready document package organized
- Matched to the right lender tier for their profile
- Coaching completed on all credit and compliance topics
- Initial business credit lines of $1K to $5K or more
- Path to SBA-eligible borrower status
See the full Business Success System in action
Schedule a demo to see all five components working together in the white-labeled portal.