The pre-qualification scan is checking the same databases that lenders are checking. The scan searches the Experian Business Credit database to determine the following:

1. Does the business have an active credit history file.
2. Is the business name, entity & location listed correctly.
3. How many reporting tradelines does the business have.
4. Does the business have a credit score and a full profile.

Part of the scan are the pre-qualification filters for 20+ funding programs. The most often accessed of those funding programs are presented to the business upon their scan completion allowing them to select and apply for those programs they have pre-qualified for. Their scan results then lead them directly into an application and into the automated document collection once they apply.

There are 20 items of Lender Compliance that if left uncompleted will have your business clients listed as a possible high risk of default or in many cases causing them to simply be declined. Most small business owners have no clue what these items are or how to complete them. The scan details their status for each Lender Compliance item and provides step-by-step instructions on how to successfully complete each item.

Most lenders bundle and sell their loan portfolios on the secondary market. The rate they are paid for those portfolios is determined by the loan types and the risk of default of those they have made loans to. In 2025 a risk analysis toll is called "Web Presence" where lenders are checking how your client's business is positioned on the internet.The scan shows them exactly their business status on all that:

• Do the promoting Bots like or dislike them?
• What is their online reputation, 2 or 4 stars?
• Are they present and positioned on social media?
• Do they have Google Business & Facebook listings?

"NAP Validation" stands for "Name, Address, Phone". It is a scan of the top business listing directories to make sure that your business clients are listed on each. Does their listing appear? Are all items of that listing correct and up to date? Has the business visited that listing directory and claimed their listing? The scan details all that for them and provides them with the ability to quickly complete each for; Google, Yext, Yahoo, Facebook, LinkedIn, Better Business Bureau, Chamber of Commerce, Bing and more. NAP Validation has become a new underwriting tool for many lenders where businesses that do not NAP Validate are catagozied as a higher risk of default.