Fund Client Deals Yourself
or Have Them Done For You
Your private label gives you two distinct paths. Choose based on your capacity, your goals, and how you want to earn.
Process Your Clients' Fundings Yourself
Your private label gives you the full tool suite to run every deal on your own. Use the free 150-point scan to generate and pre-qualify prospects. Convert them into clients through the automated application system. Gather everything you need with the automated document collection engine. And source the right lender for each deal through the direct lender database.
Inside your software, this path is called Opt-Out. You control the process start to finish and keep 100% of the fees you charge your clients directly.
- Free 150-point pre-qualification scan
- Business credit report integration
- Digitally signed application system
- Automated document collection
- 20+ program direct lender database
- Client status tracking system
Have All the Funding Done For You
With Opt-In, you elect to hand off the entire back-office to us. Application processing, document collection, client underwriting, direct lender placement, successful funding, and fee collection, all handled for you.
In exchange for this done-for-you service, you earn up to 40% of all fees collected on every transaction. That includes fees collected directly from your clients and fees paid by the direct lenders themselves.
- Client underwriting
- Document processing
- Funding offers generated
- Program closing
- Direct lender placement
- Fee collection
Opting Out vs. Opting In
The right choice depends on your bandwidth, your growth goals, and how you value your time.
Maximizing Your Ability to Scale
The primary advantage of Opt-In is unlimited scalability without adding headcount. A complete done-for-you loan processing and funding back office means you can handle hundreds of scans, applicants, clients, fundings, and fee collections simultaneously.
Without Opt-In, growth requires setting up direct lender relationships, managing them continuously, and absorbing all the labor-intensive work that comes with business loan processing. Opt-In removes that ceiling entirely.
What Opt-Out Really Costs You
Many business loan brokers believe that funding clients on their own earns them 100% of the fees. The math tells a different story.
More than 50% of pre-qualified prospects who apply will not fund. They fall out for various reasons, but they all consume your time. Before a single dollar is collected, you're already at half your theoretical maximum.
Then factor in the time spent on every client who does fund. Research shows that Opt-Out private labels tend to fund clients substantially less than Opt-In private labels, further reducing earnings per deal. And fees from Opt-Out labels are more heavily client-paid than lender-paid, making closings harder and further shrinking your effective rate.