Turn any small business into a bankable borrower
Your white-labeled OwnersPath system coaches clients step by step through credit, compliance, and documentation so they arrive at a lender ready to say yes.
The Bankable Difference
What lenders actually look for before approval
Most funding denials are preventable. OwnersPath systematically addresses every criterion lenders use to evaluate business borrowers.
Business Credit Profile
Separate business credit scores (Dun & Bradstreet, Experian, Equifax) built on active tradelines, vendor accounts, and payment history.
Lender Compliance
20 compliance checkpoints confirm your client looks legitimate to underwriters: licensing, entity structure, time in business, and address verification.
FICO SBSS Score
The SBA-mandated blended score combining personal credit with business profile. Clients below 165 are auto-declined for SBA loans.
Document Readiness
Tax returns, bank statements, P&L, business plan, and legal entity docs collected and organized before the lender asks.
Funded vs. Bankable
Funded means a high-cost lender will take the risk at 30%+ interest. Bankable means a bank or SBA lender will approve at prime-based rates because the risk profile is solid.
Your clients deserve the lower-cost option. OwnersPath gets them there.
Better Rates, Better Terms
Bankable businesses access SBA 7(a) loans at 6 to 9%, business lines of credit at prime plus one or two points, and equipment financing with 10 to 25-year terms.
The Journey
From first scan to funded
150-Point Business Scan
The system audits all 150+ data points lenders review, identifying every gap between where the client is and where they need to be for approval.
Compliance Corrections
Clients complete the 20 lender compliance checkpoints: proper entity setup, EIN verification, DUNS registration, and business address validation.
Credit Building
Vendor accounts, net-30 tradelines, and business credit cards are strategically added to build D&B, Experian Business, and Equifax Business scores.
Document Collection
Automated collection gathers all required lender documents so clients arrive at the application stage fully prepared.
Funding Match
The pre-qualification engine matches the client to the right lender tier based on their improved profile: SBA, conventional bank, or alternative.
What Clients Gain
Funding options that weren't available before
Once bankable, your clients access the lower-cost capital that was always theoretically available but practically out of reach.
- SBA 7(a) and 504 loans at prime-based rates
- Conventional business term loans
- Business lines of credit for working capital
- Equipment financing with 10 to 25-year terms
- Commercial real estate loans
- Government contract financing
What You Gain
A proven system, your brand
Your OwnersPath private label puts this entire capability under your firm's name. You deliver it, you own the relationship.
- Recurring monthly revenue per client
- White-labeled coaching portal and videos
- Automated document workflows
- Full lender database and funding tools
- Referral-worthy outcomes that drive word of mouth
- 30 years of proven methodology behind your brand
Ready to make your clients bankable?
Schedule a demo and see how OwnersPath works under your brand.