/* ─── Tokens ─────────────────────────────────────────────── */
    :root {
      --green:     #3CE000;
      --green-dim: #2db000;
      --dark:      #212121;
      --cream:     #F7F5F0;
      --mid:       #6B6B6B;
      --border:    rgba(33,33,33,0.09);
      --card-bg:   #FFFFFF;
      --nav-h:     64px;
      --ease:      cubic-bezier(0.22,1,0.36,1);
    }

    /* ─── Reset ──────────────────────────────────────────────── */
    *,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
    html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
    body{font-family:'Google Sans','Google Sans Flex',system-ui,sans-serif;background:#fff;color:var(--dark);line-height:1.65;overflow-x:hidden}
    img{max-width:100%;display:block}
    a{color:inherit;text-decoration:none}
    a:focus-visible{outline:2px solid var(--green);outline-offset:3px}
    svg{display:block;flex-shrink:0}
    @media(prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}}

    /* ─── Hero ──────────────────────────────────────────────── */
    .hero{padding-top:var(--nav-h);background:var(--cream);overflow:hidden;position:relative;min-height:520px;display:flex;align-items:center}
    .hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 65% 55% at 85% 50%,rgba(60,224,0,0.09) 0%,transparent 70%);pointer-events:none}
    .hero-inner{max-width:1200px;margin:0 auto;padding:100px 40px;position:relative;z-index:1;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
    .hero-eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--green-dim);background:rgba(60,224,0,.10);border:1px solid rgba(60,224,0,.25);padding:5px 14px;border-radius:100px;margin-bottom:24px}
    .hero-eyebrow-dot{width:6px;height:6px;border-radius:50%;background:var(--green);animation:pulse 2.4s ease-in-out infinite}
    @keyframes pulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.5;transform:scale(.7)}}
    .hero h1{font-size:clamp(2.2rem,4vw,3.2rem);font-weight:700;line-height:1.12;color:var(--dark);margin-bottom:22px;letter-spacing:-.02em}
    .hero h1 em{font-style:normal;color:var(--green-dim)}
    .hero-desc{font-size:17px;color:var(--mid);line-height:1.72;margin-bottom:36px;max-width:460px}
    .hero-stat-row{display:flex;gap:40px;flex-wrap:wrap}
    .hero-stat{display:flex;flex-direction:column;gap:3px}
    .hero-stat-val{font-size:28px;font-weight:700;color:var(--dark);line-height:1}
    .hero-stat-label{font-size:12px;color:var(--mid);font-weight:500;letter-spacing:.04em}
    .hero-panel{position:relative;display:flex;align-items:center;justify-content:center}

    /* Hero card */
    .hero-card-tilt{width:420px;border-radius:20px;overflow:hidden;box-shadow:0 24px 64px rgba(0,0,0,.22),0 4px 16px rgba(0,0,0,.10);transform:perspective(1000px) rotateY(-5deg) rotateX(2deg);transition:transform .7s var(--ease);background:#2e2e32;border:1px solid rgba(255,255,255,.10);will-change:transform}
    .hero-card-tilt:hover{transform:perspective(1000px) rotateY(-1deg) rotateX(0.5deg)}
    .hero-card-bar{background:rgba(255,255,255,.06);border-bottom:1px solid rgba(255,255,255,.08);padding:12px 18px;display:flex;align-items:center;gap:6px}
    .hero-card-bar .dot{width:9px;height:9px;border-radius:50%}
    .hero-card-bar .dot:nth-child(1){background:#ff5f57}
    .hero-card-bar .dot:nth-child(2){background:#febc2e}
    .hero-card-bar .dot:nth-child(3){background:#28c840}
    .hero-card-bar .bar-title{margin-left:auto;font-size:10px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.35)}
    .hero-card-stack{position:relative;height:340px;overflow:hidden;contain:layout style}
    .hero-slide{position:absolute;inset:0;padding:26px 30px;opacity:0;transition:opacity .9s ease;pointer-events:none;will-change:opacity}
    .hero-slide.active{opacity:1;pointer-events:auto}
    .hs-label{font-size:10px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--green);margin-bottom:12px;display:flex;align-items:center;gap:6px}
    .hs-label::before{content:'';width:14px;height:2px;background:var(--green);border-radius:2px;flex-shrink:0}
    .hs-title{font-size:17px;font-weight:700;color:rgba(255,255,255,.95);line-height:1.35;margin-bottom:18px}
    .hs-title em{font-style:normal;color:var(--green)}
    .hs-range-row{display:grid;grid-template-columns:80px 1fr 1fr;gap:0;border-bottom:1px solid rgba(255,255,255,.08);padding:7px 0;align-items:center}
    .hs-range-row.header{border-bottom:1px solid rgba(255,255,255,.14);padding-bottom:6px;margin-bottom:2px}
    .hs-range-row .band{font-size:11px;color:rgba(255,255,255,.50);font-weight:500}
    .hs-range-row .amount{font-size:11px;color:rgba(255,255,255,.82);font-weight:500}
    .hs-range-row .header-lbl{font-size:10px;font-weight:700;color:rgba(255,255,255,.40);letter-spacing:.06em;text-transform:uppercase}
    .hs-range-row.highlighted .band{color:#fff;font-weight:700}
    .hs-range-row.highlighted .amount{color:var(--green);font-weight:700;font-size:12px}
    .hs-current-score{display:inline-flex;align-items:center;gap:8px;background:rgba(60,224,0,.12);border:1px solid rgba(60,224,0,.25);border-radius:100px;padding:4px 12px;margin-bottom:16px;font-size:11px;font-weight:700;color:var(--green)}
    .hs-fico-row{display:flex;gap:10px;margin-top:4px}
    .hs-fico-card{flex:1;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.10);border-radius:10px;padding:14px 10px;text-align:center}
    .hs-fico-card .bureau{font-size:9px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.45);margin-bottom:8px}
    .hs-fico-card .score{font-size:26px;font-weight:800;color:#fff;line-height:1}
    .hs-fico-card .score-label{font-size:10px;color:var(--green);font-weight:600;margin-top:4px}
    .hs-cont-row{display:grid;grid-template-columns:1fr 36px;align-items:center;gap:10px;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.08)}
    .hs-cont-row:last-child{border-bottom:none}
    .hs-cont-name{font-size:13px;color:rgba(255,255,255,.85);font-weight:500}
    .hs-cont-name small{display:block;font-size:10px;color:rgba(255,255,255,.42);margin-top:2px;font-weight:400}
    .hs-badge{width:36px;height:36px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:800}
    .hs-badge.ok{background:rgba(42,168,0,.22);color:#6ee600}
    .hs-badge.flag{background:rgba(231,76,60,.20);color:#ff6b5b}
    .hs-bar-row{display:flex;align-items:center;gap:10px;padding:5px 0}
    .hs-bar-name{font-size:11px;color:rgba(255,255,255,.60);width:96px;flex-shrink:0;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
    .hs-bar-track{flex:1;height:9px;background:rgba(255,255,255,.10);border-radius:100px;overflow:hidden}
    .hs-bar-fill{height:9px;border-radius:100px;width:0;transition:width 1.2s var(--ease)}
    .hs-bar-fill.ok{background:linear-gradient(90deg,#27ae60,#2ecc71)}
    .hs-bar-fill.med{background:linear-gradient(90deg,#e67e22,#f39c12)}
    .hs-bar-fill.high{background:linear-gradient(90deg,#c0392b,#e74c3c)}
    .hs-bar-pct{font-size:11px;font-weight:700;width:30px;text-align:right;flex-shrink:0}
    .hs-bar-pct.ok{color:rgba(255,255,255,.50)}
    .hs-bar-pct.high{color:#ff6b5b}
    .hero-card-dots{display:flex;justify-content:center;gap:6px;padding:12px 0 14px;border-top:1px solid rgba(255,255,255,.08)}
    .hero-card-dot{width:6px;height:6px;border-radius:50%;background:rgba(255,255,255,.22);transition:background .4s,transform .4s;cursor:pointer}
    .hero-card-dot.active{background:var(--green);transform:scale(1.3)}

    @media(max-width:900px){.hero-inner{grid-template-columns:1fr;gap:40px;padding:80px 24px}.hero-panel{display:none}}

    /* ─── Intro strip ────────────────────────────────────────── */
    .intro-strip{background:var(--dark);padding:32px 40px;position:relative;overflow:hidden}
    .intro-strip::before{content:'';position:absolute;right:0;top:0;bottom:0;width:50%;background:radial-gradient(ellipse 80% 100% at 100% 50%,rgba(60,224,0,0.06) 0%,transparent 70%);pointer-events:none}
    .intro-strip-inner{max-width:1200px;margin:0 auto;display:flex;flex-wrap:wrap;gap:16px 40px;align-items:center;justify-content:space-between;position:relative;z-index:1}
    .intro-strip-text{font-size:16px;font-weight:500;color:rgba(255,255,255,.75)}
    .intro-strip-link{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:700;color:var(--dark);background:var(--green);border-radius:100px;padding:10px 22px;transition:background .18s,transform .15s}
    .intro-strip-link:hover{background:var(--green-dim);transform:translateY(-1px);color:#fff}
    .intro-strip-link svg{width:14px;height:14px}

    /* ─── Content wrap ───────────────────────────────────────── */
    .content-wrap{max-width:1200px;margin:0 auto;padding:0 40px 100px}
    .content-wrap.pt{padding-top:100px}

    /* ─── Section label ──────────────────────────────────────── */
    .section-label{display:inline-flex;align-items:center;gap:8px;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--green-dim);margin-bottom:16px}
    .section-label::before{content:'';display:inline-block;width:18px;height:2px;background:var(--green);border-radius:2px}

    /* ─── Report intro ───────────────────────────────────────── */
    .report-intro{display:grid;grid-template-columns:1.2fr 0.8fr;gap:80px;align-items:start;padding:80px 0;border-bottom:none}
    .report-intro h2{font-size:clamp(1.7rem,3vw,2.3rem);font-weight:700;line-height:1.15;letter-spacing:-.02em;margin-bottom:20px}
    .report-intro-lead{font-size:17px;color:#555;line-height:1.72;margin-bottom:36px}
    .report-facts{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--border);border-radius:14px;overflow:hidden;box-shadow:0 0 0 1px var(--border);contain:layout style}
    .report-fact{background:#fff;padding:20px 22px;display:flex;flex-direction:column;gap:5px;transition:background .18s}
    .report-fact:hover{background:var(--cream)}
    .rf-val{font-size:28px;font-weight:700;color:var(--dark);line-height:1;letter-spacing:-.02em}
    .rf-label{font-size:12px;color:var(--mid);line-height:1.45}
    .sidebar-cards{display:flex;flex-direction:column;gap:2px;margin-top:52px;contain:layout style}
    .sidebar-card{background:#fff;border:1px solid var(--border);border-radius:0;padding:22px 24px;position:relative;transition:background .2s}
    .sidebar-card:first-child{border-radius:14px 14px 0 0}
    .sidebar-card:last-child{border-radius:0 0 14px 14px}
    .sidebar-card:not(:last-child){border-bottom:none}
    .sidebar-card:hover{background:var(--cream)}
    .sidebar-card-header{display:flex;align-items:center;gap:12px;margin-bottom:10px}
    .sidebar-card-icon{width:34px;height:34px;background:rgba(60,224,0,.10);border-radius:8px;display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--green-dim)}
    .sidebar-card-icon svg{width:17px;height:17px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
    .sidebar-card h3{font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--dark);margin:0;line-height:1.3}
    .sidebar-card p{font-size:14px;color:var(--mid);line-height:1.6;margin:0}
    @media(max-width:840px){.report-intro{grid-template-columns:1fr;gap:48px}}

    /* ─── How it works ───────────────────────────────────────── */
    .how-section-wrap{background:var(--cream)}
    .how-section{max-width:1200px;margin:0 auto;padding:100px 40px}
    .how-header{margin-bottom:56px}
    .how-header h2{font-size:clamp(1.5rem,2.8vw,2.2rem);font-weight:700;line-height:1.18;letter-spacing:-.02em}
    .how-header p{font-size:16px;color:var(--mid);margin-top:12px;max-width:500px}
    .steps-track{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
    .step-card{background:#fff;border:1px solid var(--border);border-radius:16px;padding:32px 26px 36px;position:relative;transition:box-shadow .25s,transform .25s}
    .step-card:hover{box-shadow:0 8px 32px rgba(0,0,0,.08);transform:translateY(-3px)}
    .step-num{font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--mid);margin-bottom:20px}
    .step-icon-wrap{width:44px;height:44px;background:rgba(60,224,0,.10);border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:20px;color:var(--green-dim)}
    .step-icon-wrap svg{width:21px;height:21px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
    .step-card h3{font-size:15px;font-weight:700;margin-bottom:12px;line-height:1.3;letter-spacing:-.01em}
    .step-card p{font-size:14px;color:var(--mid);line-height:1.68}
    @media(max-width:800px){.steps-track{grid-template-columns:repeat(2,1fr)}}
    @media(max-width:742px){.steps-track{grid-template-columns:1fr}.how-section{padding:64px 24px}}

    /* ─── Report showcase ────────────────────────────────────── */
    .report-showcase{padding:100px 0 80px}
    .report-showcase-inner{display:grid;grid-template-columns:1fr 440px;gap:72px;align-items:start}
    .report-showcase h2{font-size:clamp(1.5rem,2.8vw,2.2rem);font-weight:700;margin-bottom:18px;letter-spacing:-.02em}
    .report-showcase .intro-p{font-size:16px;color:var(--mid);margin-bottom:36px;line-height:1.72}
    .feature-list{list-style:none;display:flex;flex-direction:column;gap:16px}
    .feature-list li{display:flex;gap:14px;align-items:flex-start;font-size:15px;color:#444;line-height:1.6}
    .feature-list li .check-icon{flex-shrink:0;width:20px;height:20px;margin-top:2px;background:var(--green);border-radius:50%;display:flex;align-items:center;justify-content:center}
    .feature-list li .check-icon svg{width:11px;height:11px;stroke:#fff;fill:none;stroke-width:2.5;stroke-linecap:round;stroke-linejoin:round}
    @media(max-width:860px){.report-showcase-inner{grid-template-columns:1fr}}

    /* ─── Animated Report Demo ───────────────────────────────── */
    .report-demo{background:var(--card-bg);border:1px solid var(--border);border-radius:16px;overflow:hidden;box-shadow:0 20px 60px rgba(0,0,0,.09);position:sticky;top:calc(var(--nav-h) + 28px);font-family:'Google Sans',system-ui,sans-serif;contain:layout style}
    @media(max-width:860px){.report-demo{position:static}}
    .report-demo-bar{background:var(--dark);padding:10px 16px;display:flex;gap:6px;align-items:center}
    .report-demo-bar .dot{width:8px;height:8px;border-radius:50%}
    .report-demo-bar .dot:nth-child(1){background:#ff5f57}
    .report-demo-bar .dot:nth-child(2){background:#febc2e}
    .report-demo-bar .dot:nth-child(3){background:#28c840}
    .report-demo-bar .demo-label{font-size:11px;color:rgba(255,255,255,.4);font-weight:600;letter-spacing:.08em;text-transform:uppercase;margin-left:auto}
    .report-demo-body{padding:16px;display:flex;flex-direction:column;gap:0}
    .rd-header{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:14px;padding-bottom:12px;border-bottom:1px solid #e8e8e8}
    .rd-logo-block{display:flex;align-items:center;gap:8px}
    .rd-logo-leaf{width:28px;height:28px;background:#e8f5e0;border-radius:6px;display:flex;align-items:center;justify-content:center}
    .rd-logo-leaf svg{width:16px;height:16px;fill:#3a8a00;stroke:none}
    .rd-logo-text{font-size:13px;font-weight:700;color:#333}
    .rd-logo-text span{color:#666;font-weight:400}
    .rd-title{text-align:right}
    .rd-title h4{font-size:11px;font-weight:800;color:#1a3d5c;line-height:1.2}
    .rd-meta{display:flex;justify-content:space-between;font-size:10px;color:#555;margin-bottom:10px}
    .rd-meta span{font-style:italic}
    .rd-section-head{background:#1a3d5c;color:#fff;font-size:10px;font-weight:700;padding:4px 8px;display:flex;justify-content:space-between;margin-bottom:0;border-radius:3px 3px 0 0}
    .rd-critical{background:#eef3f8;padding:8px 8px 0;margin-bottom:10px}
    .rd-critical p{font-size:9px;color:#333;line-height:1.5;margin-bottom:6px}
    .rd-critical ul{padding-left:12px;margin-bottom:6px}
    .rd-critical ul li{font-size:9px;color:#333;line-height:1.6}
    .rd-range-wrap{margin-bottom:10px;border:1px solid #ddd;border-radius:0 0 3px 3px;overflow:hidden}
    .rd-range-table{width:100%;border-collapse:collapse}
    .rd-range-table th{background:#f0f4f0;font-size:9px;font-weight:700;padding:4px 6px;text-align:left;border-bottom:1px solid #ddd;color:#222}
    .rd-range-table td{font-size:9px;padding:3px 6px;border-bottom:1px solid #eee;color:#333}
    .rd-range-table tr:last-child td{border-bottom:none}
    .rd-range-table tr.active-row td{background:#d4edda;font-weight:700;color:#155724}
    .rd-range-score{font-size:10px;font-weight:800;color:#1a3d5c;float:right}
    .rd-owner-wrap{margin-bottom:10px;border:1px solid #ddd;border-radius:0 0 3px 3px;overflow:hidden}
    .rd-owner-grid{display:grid;grid-template-columns:1fr 1fr 1fr 1fr 1fr;font-size:8.5px}
    .rd-owner-hd{background:#f0f4f0;font-weight:700;padding:3px 5px;border-bottom:1px solid #ddd;border-right:1px solid #eee;color:#222}
    .rd-owner-cell{padding:3px 5px;border-bottom:1px solid #eee;border-right:1px solid #eee;color:#333;font-size:8.5px;line-height:1.4;vertical-align:top}
    .rd-cont-wrap{margin-bottom:10px;border:1px solid #ddd;border-radius:0 0 3px 3px;overflow:hidden}
    .rd-cont-row{display:grid;grid-template-columns:110px 52px 1fr;border-bottom:1px solid #eee}
    .rd-cont-row:last-child{border-bottom:none}
    .rd-cont-item{font-size:9px;padding:6px 7px;color:#333;font-weight:500}
    .rd-cont-found{font-size:11px;font-weight:800;padding:6px 7px;text-align:center;display:flex;align-items:center;justify-content:center}
    .rd-cont-found.ok{color:#2a7a00;background:#f0fae8}
    .rd-cont-found.flag{color:#c0392b;background:#fdeaea}
    .rd-cont-cause{font-size:8.5px;padding:6px 7px;color:#555;line-height:1.5;background:#fff8f8}
    .rd-cont-cause.clear{background:#f8fff5;color:#666}
    .rd-cont-hd-row{display:grid;grid-template-columns:110px 52px 1fr;background:#f0f4f0;border-bottom:1px solid #ddd}
    .rd-cont-hd{font-size:9px;font-weight:700;padding:4px 7px;color:#222}
    .rd-tl-wrap{margin-bottom:10px;border:1px solid #ddd;border-radius:0 0 3px 3px;overflow:hidden}
    .rd-tl-table{width:100%;border-collapse:collapse}
    .rd-tl-table th{background:#f0f4f0;font-size:8.5px;font-weight:700;padding:3px 5px;border-bottom:1px solid #ddd;color:#222;text-align:left}
    .rd-tl-table td{font-size:8.5px;padding:3px 5px;border-bottom:1px solid #eee;color:#333}
    .rd-tl-table tr:last-child td{border-bottom:none}
    .rd-tl-table tr.totals-row td{font-weight:800;background:#f9f9f9;border-top:2px solid #ccc}
    .rd-tl-table .util-high{color:#c0392b;font-weight:700}
    .rd-tl-table .util-ok{color:#2a7a00}
    .rd-pd-wrap{margin-bottom:10px;border:1px solid #ddd;border-radius:0 0 3px 3px;overflow:hidden}
    .rd-pd-table{width:100%;border-collapse:collapse}
    .rd-pd-table th{background:#f0f4f0;font-size:8.5px;font-weight:700;padding:3px 5px;border-bottom:1px solid #ddd;color:#222;text-align:left}
    .rd-pd-table td{font-size:8.5px;padding:3px 5px;border-bottom:1px solid #eee;color:#333}
    .rd-pd-table td.pay-amount{color:#c0392b;font-weight:800}
    .rd-guidance{font-size:8.5px;color:#444;line-height:1.55;padding:6px 0}
    .rd-guidance p{margin-bottom:5px}
    .rd-guidance p:last-child{margin-bottom:0}
    .rd-tabs{display:flex;gap:0;border-bottom:2px solid #e0e0e0;margin-bottom:0;overflow-x:auto}
    .rd-tab{font-size:9px;font-weight:600;padding:6px 10px;cursor:pointer;border:none;background:none;color:#888;white-space:nowrap;border-bottom:2px solid transparent;margin-bottom:-2px;transition:color .2s,border-color .2s}
    .rd-tab.active{color:#1a3d5c;border-bottom-color:#1a3d5c}
    .rd-tab:hover:not(.active){color:#444}
    .rd-panel{display:none}
    .rd-panel.active{display:block;animation:fadeUp .35s var(--ease)}
    @keyframes fadeUp{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
    .rd-util-bars{padding:6px 0}
    .rd-bar-row{display:grid;grid-template-columns:100px 1fr 30px;gap:6px;align-items:center;margin-bottom:6px}
    .rd-bar-name{font-size:8.5px;color:#444;font-weight:500;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
    .rd-bar-track{background:#eee;border-radius:100px;height:8px;overflow:hidden}
    .rd-bar-fill{height:8px;border-radius:100px;transition:width 1s var(--ease);width:0}
    .rd-bar-fill.high{background:#e74c3c}
    .rd-bar-fill.med{background:#f39c12}
    .rd-bar-fill.ok{background:#27ae60}
    .rd-bar-pct{font-size:8px;font-weight:700;color:#444;text-align:right}
    .rd-fico-row{display:flex;gap:8px;padding:6px 0}
    .rd-fico-gauge{flex:1;text-align:center}
    .rd-fico-gauge .bureau{font-size:8px;font-weight:700;color:#555;margin-bottom:4px;text-transform:uppercase;letter-spacing:.06em}
    .rd-fico-circle{width:52px;height:52px;margin:0 auto 4px;position:relative}
    .rd-fico-circle svg{transform:rotate(-90deg)}
    .rd-fico-circle .score-text{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:800;color:#1a3d5c}
    .rd-fico-label{font-size:8px;color:#888}
    .report-demo-caption{padding:10px 16px;font-size:11px;color:var(--mid);border-top:1px solid var(--border);text-align:center}

    /* ─── FICO band ───────────────────────────────────────────── */
    .fico-band{background:var(--dark);border-radius:24px;padding:60px 56px;margin:0 0 0;position:relative;overflow:hidden}
    .fico-band::before{content:'FICO';position:absolute;right:-16px;top:-24px;font-size:200px;font-weight:900;line-height:1;color:rgba(255,255,255,.02);pointer-events:none;user-select:none;letter-spacing:-8px}
    .fico-band-inner{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;position:relative;z-index:1}
    .fico-band h2{font-size:clamp(1.4rem,2.8vw,2rem);font-weight:700;color:#fff;margin-bottom:18px;letter-spacing:-.02em}
    .fico-band p{font-size:16px;color:rgba(255,255,255,.62);line-height:1.75}
    .fico-band p+p{margin-top:16px}
    .fico-band strong{color:rgba(255,255,255,.9)}
    .fico-lead{font-size:16px;color:rgba(255,255,255,.58);line-height:1.7;margin-bottom:28px}
    .fico-bullets{list-style:none;display:flex;flex-direction:column;gap:16px}
    .fico-bullets li{display:flex;gap:14px;align-items:flex-start;font-size:15px;color:rgba(255,255,255,.70);line-height:1.55}
    .fb-marker{flex-shrink:0;font-size:13px;font-weight:700;color:var(--green);background:rgba(60,224,0,.12);border:1px solid rgba(60,224,0,.22);border-radius:6px;padding:2px 8px;margin-top:1px;white-space:nowrap;line-height:1.6}
    .fico-score-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
    .fico-score-tile{background:rgba(255,255,255,.055);border:1px solid rgba(255,255,255,.08);border-radius:14px;padding:22px 20px}
    .fico-score-tile .num{font-size:30px;font-weight:700;color:var(--green);line-height:1;margin-bottom:8px}
    .fico-score-tile .lbl{font-size:13px;color:rgba(255,255,255,.48);line-height:1.45}
    @media(max-width:720px){.fico-band{padding:40px 28px;border-radius:16px}.fico-band-inner{grid-template-columns:1fr;gap:36px}}

    /* ─── CTA ─────────────────────────────────────────────────── */
    .cta-section{padding:100px 0 0;text-align:center}
    .cta-section h2{font-size:clamp(1.8rem,3.2vw,2.4rem);font-weight:700;margin-bottom:18px;letter-spacing:-.02em}
    .cta-section p{font-size:17px;color:var(--mid);max-width:480px;margin:0 auto 40px;line-height:1.72}
    .cta-btn-row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
    .btn-primary{display:inline-flex;align-items:center;gap:8px;background:var(--dark);color:#fff;font-size:15px;font-weight:700;padding:15px 30px;border-radius:100px;transition:background .2s,transform .15s;border:none;cursor:pointer}
    .btn-primary:hover{background:#000;transform:translateY(-2px)}
    .btn-primary svg,.btn-ghost svg{width:15px;height:15px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
    .btn-ghost{display:inline-flex;align-items:center;gap:8px;background:transparent;color:var(--dark);font-size:15px;font-weight:600;padding:15px 30px;border-radius:100px;border:1.5px solid rgba(33,33,33,.2);transition:border-color .2s,background .2s,transform .15s}
    .btn-ghost:hover{border-color:var(--dark);background:rgba(33,33,33,.04);transform:translateY(-2px)}

    /* ─── Reveal ─────────────────────────────────────────────── */
    .reveal{opacity:1;transform:none}
    .js-reveal{opacity:0;transform:translateY(24px);transition:opacity .65s var(--ease),transform .65s var(--ease)}
    .js-reveal.in-view{opacity:1;transform:none}